Thomas Paine Essays (1410 words) - Pamphlets, American Revolution

Thomas Paine Thomas Paine For many years Thomas Paine was the epitome of American histories greatest drawback. In American history there is always that one detail that doesnt make it into popular curriculum. Whether it be the point of view from the loosing side of a war, to the secret dalliances of a popular politician, to the truth of a times social opinion- the American student is taught only so much. The most proper, popular material makes it in; along with any major facts too commonly known to ignore. Anything else is liable to fall to the wayside without enough support from historians or academia. There is always room for the improvement of materials taught; so said, it would seem there is much more to know about Thomas Paine then is currently taught. Within the last twenty years there has been a resurgence of interest in both Thomas Paine and his work. The new social consciousness is more in tune with his writings, and his underdog status appeals to many. His blunt style of speech has earne d him admiration in many corners; in fact one of President Ronald Regans more clever speech writers took to adding exerpts from Paines writings into the Presidents major addresses. Paine has lately been heralded as Americas first modern intellectual, and is the subject of numerous books which have come out within the last four years. Common knowledge of Paine includes his birth in 1737 in Thetford, England, his writing of the Common Sense pamphlet in 1776, and his involvement in the American Revolution. Less common knowledge is his other writings: The Crisis, Rights of War and The Age of Reason; along with his role in the French Revolution. Even further down the path into the obscure is his brief French citizenship, his time in a French prison, and the short period of fourteen months which elapsed between his arrival in the Americas, and the publication of Common Sense. Paine is nothing if not the son of both perseverance and necessity. His financial woes are the stuff on which youn g loan sharks are weaned. He grew up the soon of a poor corset maker, and knew only poverty most of his life. His employment track is littered with miss-starts in many fields, including stints as a teacher, a seaman, a tobacco shop owner and at various times a excise man. None of these were to be successful positions for Paine, giving him the start of a grudge towards England and its economy. After surviving one wife and separating from another, Paine was near his perceived end. Yet on the recommendation of a new acquaintance from America he decided to head west to the colonies, in hope of escaping the misery hed endured in England. With nothing to his name but letters of recommendation (from the American whom hed met in London), he arrived in Philadelphia, America in 1774. This American happened to be none other then Benjamin Franklin, and the prominence of Paines recommender gained him the position of editor of the newly founded Pennsylvanian Magazine. Here, Paine established hims elf as a radical thinker, a person unafraid to enter into the independence furor. Remembering the hardships he had faced in England, Paine became he ideal American patriot. In 1776 Paine published the Common Sense pamphlet without signing his name to it. Demanding independence from England and the establishment of a strong American union, the pamphlet found overwhelming support and approval with American colonists. With the revelation of its author the pamphlet continued its wave of success, drawing commendation from George Washington and Thomas Jefferson. In one of the most perfectly timed releases in history, Common Sense was unleashed to a public hungry for direction, and touched upon a raw nerve the size of a revolution. Paine quickly followed up in December of that year with the first in a series of pamphlets entitled The Crisis. It began, These are the times that try mens souls...Tyranny, like hell, is not easily conquered. These lines were read aloud to Washingtons men as the y lay shivering in the winter cold. From that point on Paine looked to figure prominently in the American revolution. Thomas Paine served in the army as

Education and Social Mobility Essay Essays

Education and Social Mobility Essay Essays Education and Social Mobility Essay Paper Education and Social Mobility Essay Paper Historically. due to our post-colonial background. that of the plantation society. instruction was merely afforded to the white. upper category persons. In order to set up and reenforce a hierarchy of power and ownership. affluent capitalists ensured ace instruction for their kids. while actively excepting members of the lower categories from this luxury. Due to the caste system. pupils or persons are stratified. where persons from non- traditional school have less chance for societal mobility. entirely due to fact that pupils or persons from traditional schools are of such societal category. that their chance is based on their ascribed features. which influences them in a profound manner. However. it is my position that this is a fact. due to the differences in category and civilization. pupils will hold varied entree to resources with respect to instruction. and hence. there will be different chance for instruction and societal mobility within our society. First. while carry oning the research on this thesis. it was found that the functionalist theory was non applicable. as the functionalist position surveies the ways in which instruction AIDSs society. as such. this sociological position did non back up any of my points being made within this research paper. However. this research proved that the chief positions are supported by the Marxist struggle theory. which surveies the ways in which instruction manages the instability of power in our society. Due to socioeconomic background of persons. those from low-income backgrounds are less likely to graduate from high school. less likely to travel to university and even if Comment [ A1 ] : Very good they do graduate. they are less likely to finish university if they enrol. Consequently. the spread between kids from the lower socioeconomic strata and those from the center and upper strata tends to increase with the degree of school. This relates to societal category ; where the higher the societal category. the more likely parents are to keep high outlooks. and positively act upon the kid to achieve a high grade of instruction. This suggests that schools contribute to educational inequality. where kids who are deprived by their societal background when they enter school go even more deprived as they progress through school. and as such at a greater trouble for societal mobility. Comment [ A2 ] : Good This is supported by an article taken from the Jamaica Gleaner. by subscriber Michael Waul. who agrees with this impression. Students from marginalised socio-economic backgrounds. giving rise to disparate educational experiences is greatly apparent in the preparatory/primary and traditional/ non-traditional high-school divide. Where entree to quality instruction remains mostly determined by social category. a fact evident non merely in the differential resources available to schools but besides the background of pupils come ining better-resourced establishments. Comment [ A3 ] : What does a struggle position say about this issue? This helps to perpetuates historical social divisions. that of our post-colonial plantation society. where honoring those from higher societal categories while puting those from lower categories at an increasing disadvantage. This consequences in low CXC base on balls rates. increasing figure of high-school dropouts in respects to non-traditional high schools. hence taking to a lessening in the figure of pupils go toing university for third instruction. Subsequently. with respect to primary and/or preparatory schools. a great bulk of pupils are go throughing the GSAT scrutiny ; nevertheless with the bulk of the base on ballss. pupils are being placed into non-traditional high school. where merely a minority of pupils are being placed in traditional high schools. This lone proves to foster the division between the upper category and the lower category. while other pupils are placed into non- traditional schools entirely because of the environment in which they live. Even though some pupils may stand out in their scrutinies. due to where they reside. they are placed in schools that are near to their places. and as a consequence their opportunity for societal mobility diminishes. as they are non able to hold entree to resources Comment [ A4 ] : Issue of testing and installations. that are available at traditional schools. and as such greatly disadvantage from the start of their instruction. and as such there is societal inequality. This is supported from an article from the Jamaican Gleaner. by Michael Waul. observing that entree to third instruction is a hard option for the hapless. As such. poorness prevents economic freedom and pick. and so despite 1s willingness. this circumvents many worlds of their experience. where the hapless is held in the barbarous rhythm of uninterrupted poorness. and as such at a great disadvantage for societal mobility for those pupils from non-traditional schools which are largely persons from the lower socioeconomic background. Another component which affects the societal mobility of pupils from traditional school versus pupils from non-traditional schools is that of the neo-Marxist reproduction theory. which involves what is known as â€Å"tracking† . This involves the assignment of pupils harmonizing to category and basic work functions. This grouping by ability. or tracking of pupils. has been common in non-traditional schools. In fact. as pupils progress through school. they tend to take categories that guarantee they will stay in the same path. where they are at a disadvantage for societal mobility. So alternatively of advancing democracy. societal mobility and equality. schools reproduce the political orientation of the dominant groups in society. This is supported by theoretician Pierre Bourdieu. where each person occupies a place in a societal infinite. by his or her wont. which include beliefs or idiosyncrasy and besides by cultural capital. where belief and idiosyncrasy are in some cultural scenes. nevertheless. non in some. This is apparent between the civilizations of traditional schools and non-traditional school. Similarly. another facet which affects. and illustrates my impression of the inequality of traditional school versus non-traditional schools is referred to as the concealed course of study. This system includes values and beliefs that support the position quo. therefore reenforcing the bing societal hierarchy. which include the books we read and assorted schoolroom activities that we participate in. On the other manus. theoretician and other persons will differ with my statement. and competition that pupils from non-traditional schools do hold a great chance for societal mobility. Others believe tracking systems does let for some mobility. and the effects of tracking depend upon the manner the trailing is organised harmonizing to Gamoran. This position is supported by an article in the Jamaica Gleaner. by Micheal Waul where pupils in traditional schools. such as preparatory schools are non inherently more intelligent than the other pupils from non-traditional school. However. due to disparity in public presentation. what differentiates them is mostly a affair of economic sciences. This suggests that wealthier parents are better able to fund the private schooling of their kids in establishments which are better equipped to run into the students’ larning demands. Similarly. parents who lack fiscal support are more likely to inscribe their kids in the non-traditional schools. which is limited to government-provided resources. However. this is non sufficient in leting pupil from non-traditional school to get the necessary resources needed to be best able to execute at their maximal capacity. Contrary to this position. there are the rare occasions that occur when pupils from non-traditional schools strive against all the odds. and really stand out in their scrutiny. Therefore leting them to be placed in traditional schools. which in bend provides them with the necessary resources needed to travel upward on the societal ladder. This is apparent as I have read in the Jamaica Observer. that the top acting male child and miss in the GSAT scrutiny in 2013. are from non-traditional schools. and as such are the rare instances. Another position. reverse to my belief. is from an article from the Jamaica Gleaner. by Robert Buddan. in which persons from poorer or less-advantaged communities and families can accomplish and while poorness hinders. as antecedently stated. Besides persons from lower category society and single-parent households can accomplish given good personal and institutional counsel. However. the pupils have to be dedicated and committed. and instructors who have assurance in each other can do up for the deficiency of fiscal support and other disadvantages which may originate. This is apparent in the instance of traditional schools such as St. Georges College and Kingston College. The laminitiss of the establishments could hold established the school ‘uptown’ alternatively of ‘downtown’ . as other establishments such as Campion and Ardenne High School have done. However. they built their school business district. and as such the laminitiss did the antonym in all respects. The schools were established business district. and as such chances were offered to great Numberss from all categories in order to do instruction affordable. However. contrary to the beliefs of the struggle theory. the interactionist theoreticians believe that pupils from non-traditional schools can accomplish societal mobility. This is possible through societal interaction with equals. Due to the fact that non all upper category pupils are placed in traditional schools. there are the few that are placed non-traditional school. This allows a mix of societal category. and as such. some kids will force themselves to accomplish more. to that of the criterions of the upper category. This outcomes allow pupils from traditional school to be able to interact with other pupils from upper category society. therefore the pupil would be shaped in such a mode. This intern allows the pupil to garner and hold on the different civilizations and values from that of the elites of society. on how to act in our modern society. and therefore going more flush in associating to single from the upper category of society. This will let them increased chance for societal mobility. due the fact that pupil would interact with their equals from their school. leting them the chance to different facets of the societal universe. and therefore have a different position from that of pupil from non-traditional school This is apparent as pupils from a lower socioeconomic background. when placed in a traditional school. due to interaction with other pupils from that school. there attitude and values bit by bit tend to get down altering. Due to this interaction. these single strive to be similar to those higher economic background. and as such are at a greater place for societal mobility. However. it is apparent that pupils from non-traditional school have increasing chance for societal mobility. as our society is bit by bit altering. where the demand for skilled laborer are going more necessary. It is in non-traditional school. where the more proficient accomplishments are being offered such as mechanical technology and proficient drawing. As such. these pupils from non-traditional schools are being offered more chances for societal mobility. as the employment sector has become more diverse. and has changed from the yesteryear. where largely instructors and authorities employees. had outstanding places for societal mobility. However this has non bridged the spread in societal categories in come ining top degree places. In decision. with respects to my thesis statement. the most of import sociological positions of this research are both the Conflict theory and Interactionist theory. The Functionalist theory did non back up the points being made in this research. as the functionalist believe that instruction is equal. where my belief wholly contradict this position. After elaborate reading and research I found that the spread between societal mobility between pupils from traditional school versus non-traditional school have greatly decrease over the last 40 old ages. and now traditional school. does non needfully guarantee societal mobility of it pupils. However. there is still a great spread nowadays. but it is bit by bit going closer. 12/15 While the functionalist theory does non back up your point. it would hold been good for you to advert some of their cardinal issues and how instruction reinforces societal norms and so you can so rebut some claims. Very good effort overall – really sharp in your thought and authorship.

What were the causes of the collapse of the Soviet Union Essay

What were the causes of the collapse of the Soviet Union - Essay Example 149). There are others who propound the theory that the Soviet Union had been deliberately dismantled. In their opinion, this system would have continued; but for the destructive acts of some individuals. This conjecture results in the question of who had been responsible for the collapse of the Soviet Union. The erstwhile Communists of Moscow have held that Gorbachev was the sole cause for this unwelcome development (Ekedahl and Goodman, 1998, p. 149). Yeltsin embarked upon a program of consolidating his power. In this endeavour, he acted with great haste, and this had a major contribution to the disintegration of the USSR. Gorbachev also played a major, but unintended role in the process of disintegration. Some of the reasons for the dismantling of the Soviet Union are the liberalization of the system, and its democratization; and permitting the Eastern European countries to claim independence. In addition, the Soviets did not employ force against those seeking self-determination, this proved to be highly encouraging for those seeking self rule (Brown, 2007, p. 318). Prior to Gorbachev’s rule, any expression of nationalism was dealt with very severely. Some of the modes of punishment for such activity were arrest, imprisonment, exile to Siberia, or even execution. Gorbachev liberalised the system and provided the opportunity for democracy to flourish in the Soviet Union. These measures resulted in the disintegration of the USSR (Brown, 2007, p. 319). The Second World War was highly damaging for the Soviet Union. The innumerable executions of persons suspected of being dissidents, had a number of adverse effects on the Soviet system. The Red Army’s leadership was incompetent, it was poorly armed and troop morale was at its nadir. The extant transport arrangements were woefully inadequate, and this led to serious shortages, all over the country (Kenez, 2006, p. 133). The dissolution of the Soviet Union was accompanied with considerable bloodshed,

Does affirmative action advance racial equality Essay

Does affirmative action advance racial equality - Essay Example In order to understand this, Britain’s example of racism can be considered that the groups which suffer the ultimate racial inequality are from minority groups of outside Europe. These minority groups are diversified with respect to their culture, race, living standards and their origination from different parts of the British colonial world due to which they experience many acts of disregard related to racial inequality. In order to make the situation better and to provide the minority with equal treatment it is necessary to take some affirmative actions which can advance racial equality and prevent the people from injustice and cruelty (Mckenna). The reason why affirmative actions are regarded as an effective source of solving the problem of racial inequality in United States of America is that it provides the evolution of civil rights in different parts where there is a racial inequality issue. It can be considered to a great extent that affirmative actions are necessary to be taken in order to curb the problems of racism. This should be done so as to help a qualified person when he loses the opportunities of advancement in his life socially, politically and economically. These actions will help him during the circumstances when he will be put back morally due to his race, gender and his socioeconomic status. Basically, affirmative actions are proposed to be taken as they can correct the effects of discrimination. So, these actions are actually designed to open the doors of equal treatment for every one regardless of the race, gender, color or creed. Furthermore, this will help the minorities in every direction. For instanc e, whether it is related to their field, their rights and the opportunities for which they are looking (Mckenna). Moreover, the reason for applying these actions is the uneven distribution of safety measures and effective institutions of democratic government. Many

Business Information Systems and Competitive Advantage A Case Study Essay

Business Information Systems and Competitive Advantage A Case Study - Essay Example Apart from Tesco’s big competitors, a research has shown that smaller grocery stores are also emerging in the broader business scene to compete with Tesco and other giant grocery retailers based on increasing market share and promising annual growth rates (Silvera, n.pag.). Tesco’s success, to a large extent, can also be credited to its progressive innovations in business technology that has helped the company to deliver its promises. Tesco not only operates several neighborhood and superstores in towns but it also operates online shopping through its website. All orders made by the customers online are paid via credit cards or debit cards with an efficient delivery system which delivers within a day depending upon the time the order is placed. Tesco also offers superior customer service to its customers through its free phone or mobile help lines and by post. Each help department is classified in terms of grocery, clothing, wine, Clubcard, and so on with a separate dedicated free phone number. In the prevailing trend of price differentiation in the grocery retail industry, the lines between the giant superstores is blurred which is why customer service and value is at forefront for Tesco so as to enable the company to maintain its position in t he competitive environment. As Tesco puts it in simple statement â€Å"we make what matters better, together†, it makes a case for its sincere objectives beyond mere profit maximization (Tesco, Core Purpose and Values n.pag.). Tesco’s core purpose revolves around providing the best for families and the society at large thereby solving bigger world problems through responsibility and integrity. The company has a defined set of values that employ its economies of scales to provide better quality goods for more value with a particular focus on the treatment of customers so as to build up trust and loyalty among its consumers. In

Importance Of Mobile Banking System In The Maldives Finance Essay

Importance Of Mobile Banking System In The Maldives Finance Essay INTRODUCTION Banks play a vital role in the economic life of a nation. The wellbeing of an economy is intimately correlated to a healthy banking system. Bankers borrowing; lending and related activities make possible the process of production, distribution, exchange and consumption of wealth. Therefore banks are very valuable associates of economic growth. Banks play an imperative role in utilization of the resources of the country. Banks mobilize the savings of the people for the investment purpose. In the absence of bank, a countrys major portion of capital will remain redundant. Mobile banking can be described as a common phrase used for performing balance checks, account transactions, making and receiving of payments etc via a mobile device; commonly mobile phones. Terms such as M-Banking and SMS Banking are commonly used for mobile banking. This report will look in to the importance of introducing a mobile banking system to the Republic of Maldives, A country formed of 1190 coral islands each separated by open sea. According to the MMA (Maldives Monetary Authority- Central Bank) they are gearing up to launch a mobile banking system in the country from 1st Feb 2011. MMA named its upcoming mobile banking system as Keesa a local word used for wallet. In an Interview given to National Television in 2010 (MNBC-One) the Governor of MMA Mr. Fazeel Najeeb quoted The Maldives Mobile banking system designed to bring a revolution to the financial sector and setting an example for the rest of developing countries in the world. (MNBC-One, 2010) OVER VIEW OF MALDIVES ECONOMY The GDP growth averaged 8.0% over the past two decades raising per capita income about US$ 2,800, the highest in the region and moving the Maldives well into middle income status. After contracting by 4.6% in 2005 due to the tsunami induced fall in tourist arrivals, the economy rebounded by 19.1% in 2006 and appears to have remained robust in 2007. The population of Maldives was estimated 2, 98968 according to the preliminary census 2006. Fishing and tourism plays a vital part of Maldives economic progression. According to MMA there are 6 commercial banks in Maldives with 176186 Account Holders. At present there are only two Mobile service providers in Maldives, who provides Service for 259889 Customers. Dhivehi Raajeyge Gulhun Pvt. Limited or Dhiraagu is Joint Venture Company formed between the Maldivian Government and Cable Wireless and commenced its operations in the Maldives in 1988. (Dhiraagu, 2009). Wataniya Telecom Maldives Started out operations in Maldives as a subsidiary of Wataniya Telecom in February of 2005, it has now become the preferred mobile network for Maldivian locals and tourists alike. The companys quest for perfection and dedication to complete customer satisfaction has placed it on the forefront of Telecommunication solutions in the Maldives. (Wataniya Telecom Maldives 2009) Tabulated profile of Maldives Details % No Total population 298968 Between 15 64 years 62.5 186904 In Employment 110231 Workers on Male 10.3 38971 Workers on Atolls 89.3 71260 Employment By Sector Fishing Industry 11 12125 Tourism 23 25000 Government 31 34000 Others 35 39000 Expatriate Workers 70075 Mobile Subscribers 259889 Resident on Male 41.5 106554 Resident on the Atolls 59.5 153335 Bank Accounts 176186 Resident on Male 65 113893 Resident on The Atolls 35 62293 ATM Cards Issued 62275 Source: Ministry of Planning and National Development Key Indicators 2006  ¨ Maldives 2006 preliminary census figures  ¨ Monthly Statistics, February 2008-MMA  ¨ CGAP survey results from Maldives mobile operators  ¨ CGAP survey results from Maldives banks A MOBILE BANKING SYSTEM WILL RE-SHAPE AND AVANCE MALDIVIAN ECONOMY. Referring to the facts and figures given above (Under over view of Maldives economy) and Tabulated portfolio of Maldives, more than 95% of Maldives is covered geographically by the mobile operators in Maldives. Mean while nearly 90% of population owns mobile phone. According to the Ministry of Planning and National Development Ministry the mobile operators also already have the capacity of providing mobile banking service with minimal investment. (Key Indicators, 2006) The mobile banking system will benefit the Economy in following ways Implement state of the art inter-bank settlement and eliminate risk and increase the safety and efficiency in payment systems Introduce full cheque truncation and automate clearing Promote economic efficiency in the country Reduce dependence on cash and paper based instruments by facilitating electronic payments Establish a fully interoperable retail payment system using cards, mobile and Internet Make banking accessible to all citizens of the Maldives, despite adverse geographic conditions Government and banking sector Mobile banking would save costs associated with printing and supplying cash, free up resources currently used by banks to deliver banking services, automate the banking and clearing system, reduce the transaction costs of banking and payments settlements, deliver banking services to the whole country, increase national savings, and revolutionize the financial industry. Fishing industry According to preliminary census figures of 2006, 11% of Maldivian work force is engaged in fishing industry. Exporting different products of fish is also one of the two main sources of income for the government. Its estimated that there are more than 12000 fishermen in Maldives who spend more than 70 percent of their life in the open sea. Therefore introduction of the mobile banking system, all fishermen are led to access the bank and carry out important transaction any time. This will ease and solve lot of existing difficulties for them regarding banking. It will also circulate more idle cash and contribute to the economy as a whole. Tourism Sector Maldives economy is vastly dependent on Tourism Sector. According to former president of Maldives Mr. Gayoom, tourism is life blood of our nation more than 23 percent of economic workforce is deployed in tourism sector. There are roughly more than 25000 people from 190 different islands working. 90% of these people are stationed at resorts who basically only travels to their native islands twice a year. There are no personal banking facilities at present in most of the resorts. Therefore to send their earnings to support family and receiving money or accessing to banking services are very complicated presently. With the introduction of Mobile banking system, these existing complexities for banking will be solved. MOBILE BANKING: PROS CONS Mobile banking also have unenthusiastic side, though over all mobile banking system is very efficient and generous to business men and other individuals. Pros Banking everywhere any where: Banking is a basic necessity in todays economic world. Accessing a bank or carrying out a banking transaction is all most part and parcel of every day. Mobile banking allows banking from anywhere and everywhere. Physical presence is not required to make a banking transaction. Therefore mobile banking saves time and energy. Important Notifications: The important notifications such as when an account is debited or credited, it will inform in almost no time. Therefore basic banking functions becomes more simple informative on real time. Important means for Accounts Safe keepings It enhances to minimize unauthorized transactions. Since the account holder will be notified immediately via a text. Therefore to be a victim of a bank fraud makes less likely and in case can act upon fraud quickly. Fast and easy payment: Mobile banking allows paying bills, utilities, insurance or any other parallel payments on time. Important means of banking in case of emergency: Mobile banking allows banking 24/7, and more over no waiting time is required. Therefore it is a vital means of banking-in case of emergency Cons Security: Though there are few viruses and Trojans targeted for mobile phones, mobile phone users can be attacked by a phishing scam. For example when a mobile banking user receives a forged text requesting for account passwords it might goes to a hacker pretending as the banker or teller. Compatibility All transaction might not be able to proceed in any phone and for some of the cheaper -phones mobile banking is not compatible at all. To get most out of mobile banking a good smart phone is necessary. Cost Though mobile banking is relatively cheaper and save times, some of the banks charges extra fee for mobile banking and in most of the cases extra software charges are applicable and add upon banking expenses. LITERATURE REVIEW Mobile banking closes poverty gap (BBC, 2010) This report published in BBC by Jane Wakefield, highlights the importance of Mobile banking to transform the way people in the developing world, transfer money and how it is poised to offer more sophisticated banking service which could make a real difference to people This statement highlights that currently there are 2.7bn people living in developing countries who do not have any means to access financial service or banks. Simultaneously 1bn people throughout Africa, Latin America and Asia own a mobile phone (BBC, 2010) Further this report shed lights on Mobile banking as a very powerful way to deliver saving and money transfer services to the billions of people in countries like Kenya and Uganda where there are thousands of people with no means to any access to financial institutions. Over all, this report makes it more vivid that the success of mobile banking in such countries there by closing the poverty gap. Africas mobile banking revolution (BBC, 2009) This report by Luice Greenwood provides the facts and figures of how a mobile banking system could contribute Africas economy so vitally. It also highlights that Millions of Africans are using mobile phones to pay bills, move cash and buy basic everyday items. Africa has the fastest-growing mobile phone market in the world and most of the operators are local firms. Accordingly the statistical data provided throughout the report, briefs about the countries like South Africa and Kenya mobile banking service providers has touched millions of life by means of savings, security and transfer of cash. The simplicity of mobile banking system in Africa is also lessoning the rest of the world. To set up a bank account by a mobile phone is so easy and straightforward that all it requires is that just a phone and ID card to register anywhere from the country by an approved agent. The system activates the account in seconds and depositing and transferring of cash are right away at the fingers tips This report shows how practical mobile banking system can be and how easy it could be serving the larger population like In Tanzania just 5% of the populations have bank accounts. In Ethiopia there is one bank for every 100,000 people. EMPIRICAL EVIDENCE With the introduction of mobile banking system there has been a lot of progress in the socio- economic factors in many countries. The implication of mobile banking seems like more important for developing countries than developed countries where lots of branches of banks are available at a threshold. Countries like Kenya, South Africa and Tanzania has shown the world how important mobile banking system is for under developed and developing nations. Lessons from the lights of literature review, I personally believe in the importance of the introduction of mobile banking system in Maldives. This technology would contribute to government sector, banking sector, fisheries industry, tourism sector and islanders from all islands as a whole. To overcome the shadows cased on banking sector in Maldives, by its natural geographic obstacles mobile banking can be an important tool. PERSONAL VERDICT Providently I have had an opportunity to work for Maldives Tourism Development Corporations as an Operations Manager. To perform my duties and carry out the responsibilities; I have travelled more than 40 Resort Islands and above 45 inhabited islands across the country. During my career, I personally experienced and felt the difficulties of banking by resort workers and local island natives. Though implementation of Mobile banking system in Maldives will undoubted fully Increase economic efficiency and promote social welfare of nation as a whole CONCLUSION The Maldives may be one of the most difficult countries in the world in which to deliver financial services through traditional branch networks. The country occupies 90,000 square kilometres, 99.5% of water. Its 2, 98,968 people live on 198 scattered islands in 26 atolls, and 60% of the inhabited islands have less than 1,000 residents. Given the highly literate population and high coverage of the mobile phone network, there is great potential to use technology to overcome the barriers of geography, low population density and a small population, and deliver financial service at low cost across the country.

I Am Tolstoy, But Not A Tolstoyian :: essays research papers

In 1828, somewhere in the countryside north of Moscow, Leo Tolstoy was born into the Russian nobility. Count Tolstoy, although acquainted with the finer things that life had to offer, new that the Romantic view of the world was false early in his life. His mother left this world when he was two, and his father undoubtedly told horrific stories of the chaotic Napoleonic Wars. This, coupled with the consecutive deaths of not only his father, but his favorite aunts and grandmother, all before his twenty-first birthday, a three year stint in the military during the Crimean war, and the works of masters such as Rousseau, Voltaire, Hegel, Darwin, Dickens, Gogol, and the New Testament contributed to the literary genius which is Tolstoy. As a realist, Tolstoy was committed to truthfully representing reality in literature. As a founder of a socio-religious movement, aptly named Tolstoyism, his goal was to enlighten the masses. The Death of Ivan Ilyich is a prime example of the merger of these two ideals. At first glance this is a simple tale of a "most simple and most ordinary and therefore most terrible" man’s life and death (1208). But upon closer scrutiny, we see that this is a stylized account of the Count’s own life. Much like Ivan, the Count married a younger wife, not so much out of love, as out of convenience. After a few years of marital bliss, problems arose. Both men tried to separate home and work, with the disastrous results of neglecting their wives. Although ideally matched socially, these two couple’s argued about everything from work and politics, to the children not eating their food fast, or slow enough. When Ivan dies, his wife wraps up his affairs, as best she can. Tolstoy, however, made out his will well before his death in 1910, and interestingly enough, leaves his wife of over 50 years relatively little of his possessions. Another similarity between the Count and the Judge is their deaths. Ivan’s "floating kidney," or "appendicitis," depending on the doctor, caused him great pain and discomfort for the last couple years of his life. Towards the end, he refused to see any doctors, and finally had a revelation. Tolstoy died the death of an eighty-two year old